Refund & Credit Policy

Free accounts require no purchase. Paid plans are: Pay As You Go ($10 per credit); Collector ($25 per month for 4 credits); and Pro ($150 per month for 30 credits). One credit covers one approved transaction announcement, subject to review and publication rules.

A credit is reserved on submission and deducted upon approval. Rejected submissions release the reserved credit. Collector and Pro renew monthly; unused subscription credits expire at the end of each billing period and do not roll over. Pay As You Go credits remain available until used, subject to applicable law and terms clearly disclosed at purchase.

Subscribers may cancel future renewals through account billing settings; paid subscription benefits generally continue to the end of the current billing cycle. Payments for credits already used or services delivered are generally nonrefundable except where law requires otherwise. Billing errors, duplicate charges and services Cardfirmed cannot deliver may qualify for refund or credit adjustment. Pricing changes will be disclosed as required by law.